by Allan Small | Nov 18, 2015 | Stress Free Retirement
I’m sure a number of you are finding retirement different from what you expected. It’s always interesting to compare the world we live in with the world we anticipated it was going to be. Who could have foreseen an era of ultra-low interest rates? While...
by Allan Small | Oct 31, 2015 | Stress Free Retirement
For many retirees, one of the first investment strategies they likely ever heard was the ‘buy-and-hold’ approach to investing. You will likely remember this simple concept – people purchase investments and hold them for an extended period of time,...
by Allan Small | Oct 1, 2015 | Stress Free Retirement
The single largest intergenerational wealth transfer in human history is about to take place. Over the next 40 years, baby boomers will pass an estimated $40 trillion to millennials. How You Transfer That Wealth Is Critical How you transfer that wealth is...
by Allan Small | Sep 15, 2015 | Stress Free Retirement
Over the last few years, creating portfolios specifically tailored to the needs of retired investors has become more complex. The days of buying an investment and holding it for the long term are long gone. With volatility as prevalent as it is today, and with all the...
by Allan Small | Jul 27, 2015 | Stress Free Retirement
The answer to this fundamental question is what will allow you and your investment advisor to design the ideal portfolio for your retirement. While many financial institutions and advisors rely on ready-made portfolios based on risk tolerance, I believe there is a...
by Allan Small | Jul 20, 2015 | Stress Free Retirement
Thinking About Retiring? Making the right investment decisions as a retiree is critical because those investments will provide you with income during retirement. Try to avoid these top four common mistakes that expose retirees to the very risks they are trying to...
by Allan Small | Jul 6, 2015 | Stress Free Retirement
You’ve worked hard all your life to build up your investment portfolio in preparation for retirement. What’s the most important question now for many retirees – how do you not only protect your investments, but also pass them on to the next...
by Allan Small | Jun 22, 2015 | Stress Free Retirement
It’s no secret that market volatility has many investors concerned about how to best protect their wealth. According to research commissioned by the Investment Funds Institute of Canada (IFIC), it’s also true that investors working with trusted financial...
by Allan Small | Jun 15, 2015 | Stress Free Retirement
At least I’m not losing any money! That’s a common refrain I hear from people who have chosen to invest in Guaranteed Investment Certificates (GIC). But is that actually the case in this historically low interest rate environment? In a word, No. People...
by Allan Small | Jun 7, 2015 | Stress Free Retirement
Life expectancies in Canada have been on the rise for the past few decades. The latest Statistics Canada report reveals the average life expectancy is now 80 for men and 84 for women. Put another way, that means we should be preparing to live 15 to 20 years beyond our...
by Allan Small | Jan 15, 2015 | Stress Free Retirement
In an interview with Gary Marr from the Financial Post yesterday, we discussed the RRSP dilemma – debt or money for retirement? For many people, paying down debt comes first. But for some, with lines of credit at barely 2.5%, they don’t realize they...
by Allan Small | Apr 30, 2014 | Stress Free Retirement
It is difficult in general, to say what the best sources of yield or income are for retirees that are entering the drawdown stage of life. For many people, their investments provide the income they require to live life and pay their bills. However are the best sources...
